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Filed under: Entertainment, TV, ShowsHe shocked Alicia Keys and Adam Levine during the blind audition, but can Jack Cassidy keep up the momentum?Read more... Permalink | Email this | Linking Blogs | Comments
Filed under: News, US, CrimeCOLUMBIA, Tenn. (WHNT) - A Tennessee District Attorney told WHNT the man believed to have kidnapped 15-year-old Elizabeth Thomas could walk away with only a misdemeanor.Read more... Permalink | Email this | Linking Blogs | Comments
Filed under: Finance, Personal Finance, CreditA classic conundrum for people seeking rewards credit cards is that the most generous cards tend to come with hefty annual fees. Yet it turns out there is a solution, according to CreditCards.com: Just call.A new poll from the site found that only 1 in 4 cardholders attempt to contact their credit card company to make a fee or credit limit request. But of those who did bother to call and ask, 82% said they had their annual fee waived or reduced. Plus, 87% were able to get a late fee waived, 69% lowered their interest rate and 89% received a higher credit limit — which is one smart way to boost your credit score.Why aren't people asking? "People don't try this often because they don't think they will be successful," CreditCards.com senior analyst Matt Schulz said in a phone interview. "Our survey clearly shows if people take the time to ask, they have a really good chance of having their request granted."One caveat: Easy relief from fees by making a simple phone call may not be possible in a few years, so Schultz advised consumers to act now."Credit card debt is rising, interest rates are on the increase and we are seeing delinquency rates rising a bit as well," he said. "The credit card world is slowly changing, so now is the time to ask for those breaks, because banks aren't going to be this giving forever. We suspect two-to-three years down the road, depending upon the economy, these breaks may not be as easy to obtain."CreditCards.com commissioned Princeton Survey Research Associates International to poll 952 credit card holders living in the continental United States about their success rate obtaining credit card cost breaks.Which credit card rules are easy to change?Younger millennials — those between the ages of 18 and 26, who are typically building credit history for the first time — were particularly successful at having their limits raised, with 80% being successful when they asked: "It's great younger millennials are asking for higher credit limits," Schultz said. "Their first card probably had a crummy interest rate and a low credit limit, so upgrading is smart." Schultz also noted that obtaining a higher limit can improve your utilization rate.Younger baby boomers, between the ages of 53 and 62, were the most aggressive and successful at having annual fees waived. Among those who asked, 19% had their fee lowered and 78% had their fee completely waived. Boomers also had the highest success rates when they asked for other breaks, which makes sense: Longer credit histories mean more bargaining power.But even some millennials are old enough to benefit from the perks of seniority, it seems: 93% of those ages 27 to 36 who asked for any of the perks or fee waivers from their credit card company were successful at least once — the highest overall success rate of any demographic, CreditCards.com pointed out.How to pay less for your credit cardDefinitely make a phone call and ask for a break. Just know when and how to approach each situation, Schultz advised. "When it comes to the late fee, you will probably be successful with a first request as long as you are polite," he said. "However, you probably aren't going to be successful by the third or fourth time making this request."Also, understand that premium credit cards are a different animal than other cards. CreditCards.com found 51% were able to have their premium credit card annual fee waived when they asked and 31% had their fee reduced, but certain in-demand cards will require more sweet-talking. "I would not expect to call Chase and get the $450 annual fee on the Sapphire Reserve waived," Schultz said. "However, there are strategies you can use."One example? Schultz said he had an annual fee waived on an airline credit card."I stopped using the card after I received the signup bonus," he recalled. "I liked the perks but didn't want to pay the $95 annual fee. When I called, the credit card company worked it out with me where if I spent $95 on the credit card, they would waive the fee. I would have spent the $95 anyway, so I ended up saving money."Bottom line — it never hurts to ask. "Just like what my dad told me, what's the worst thing that can happen if you ask?" Schultz said. "They just say no."Sign up for The Payoff — your weekly crash course on how to live your best financial life. Additionally, for all your burning money questions, check out Mic's credit, savings, career, investing and health care hubs for more information — that pays off.Read more... Permalink | Email this | Linking Blogs | Comments
Filed under: News, Animals, Science & TechFiona, a baby hippo born prematurely at Cincinnati Zoo on January 24, exceeded the weight of 100 pounds, which was confirmed during weighing on March 21 at Cincinnati Zoo in the US.Read more... Permalink | Email this | Linking Blogs | Comments
Filed under: Entertainment, Celebrity, BabiesKourtney Kardashian's "rolling into the weekend" posts rolled in some criticism.Read more... Permalink | Email this | Linking Blogs | Comments
Filed under: Lifestyle, Living, PetsCat lovers rejoice!Read more... Permalink | Email this | Linking Blogs | Comments
Filed under: Shop, Fashion, News and TrendsAttention shopaholics!:The Saks Fifth Avenue Friends & Family sale is happening right now! From March 20 to April 2nd , get 25% off luxury styles. You might be looking for the perfect pair of flats for spring, or cute new work-out clothes, and you can bet Saks has everything and more! From 3.1 Phillip Lim to Cole Haan, don't miss out on these designer discount deals.Shop the Saks Friends & Family saleRead more... Permalink | Email this | Linking Blogs | Comments
Filed under: Finance, Business, CompaniesThe holidays weren't kind to GameStop(NYSE: GME), and the video game retailer's guidance suggests that things won't be getting better in the near term. GameStop stock took a 16% hit after posting disappointing financial results for its fiscal fourth quarter.Running out of chances to power upRead more... Permalink | Email this | Linking Blogs | Comments
EXCLUSIVE PICS: New besties! Paris Jackson and Kendall Jenner have a fun shopping date at flea market27 Mar 2017 15:37:00
Filed under: Entertainment, Celebrity, Celebrity NewsKendall Jenner and Paris Jackson are model pals.Splash NewsSplash NewsSplash NewsSplash NewsRead more... Permalink | Email this | Linking Blogs | Comments
Filed under: Lifestyle, Living, LivingBy: Keri Lumm, Buzz60
The Queen has a position open in the royal household, that of royal pillow fluffer.Read more... Permalink | Email this | Linking Blogs | Comments
The number of homes for sale is at the lowest level on record. Home buyers likely will find fewer options this spring.
Find out who made the cut this year and which finalist received the most votes in the Web Choice Award contest.
Many analysts predicted a decade ago that the internet would remove the importance of a real estate agent in a transaction. Interestingly enough,...
Forty-two percent of homes sold in February were listed for less than a month across the country. Find out where homes spent the least amount of...
Sure, bedrooms and bathrooms are the two largest factors affecting apartment rent, but a few amenities are also having an impact, a new study...
The popular mapping service can now be used for real-time location sharing, so others can keep tabs on you during your busy real estate day....